If you don’t know already, I’m frugal. I also refuse to use credit. After finally slogging through paying off our debt, we swore off credit cards for good.
Instead, we opted for a checking account that gave us rewards for using our debit card like a credit card. We redeem our points for gift cards to stores we shop at all the time like Target and Lowe’s.
But not everyone has that opportunity. However, most people have a Target and lots of people shop there.
Target must have caught on to what some of the banks were doing because they’ve come up with a debit rewards program of their very own. Just sign up for a debit card that is linked directly to your checking account. Each time you shop at Target and use your debit card, you automatically receive a 5% discount on your entire order.
Now, that might not seem like a big chunk of money, but over time, it really adds up. Just think about how much you spend at Target on average each year. Plus, you’re not paying any interest.
The best part? There are no fees associated with the Target debit card AND you can sign your school up to benefit from your use. You can also use it to get up to $40 cash back at checkout and score deals on prescriptions.
This is a super-sweet deal.
Photo Courtesy of Target